Insurance Services For Asset Protection, Risk Management, and Income Security.
Axberg Wealth Management is partnered with Goosehead Insurance to provide insurance services in Sun City West, AZ. Pursue a more secure financial future in retirement with the proper insurance.
Is Inadequate Coverage Leaving You Vulnerable?
Without adequate insurance in key areas of life, retirees could be at risk of depleting their savings due to unexpected medical expenses, long-term care costs, or loss of income, potentially jeopardizing their financial stability and legacy.
The Axberg Wealth Management Goosehead Insurance Solution
A Comprehensive Suite of Insurance Services
At Axberg Wealth Management and Goosehead Insurance, we recognize that effective financial planning encompasses a broad spectrum of insurance services. Our dedicated team in Sun City West, Arizona, offers a comprehensive range of insurance solutions designed to help you pursue your financial objectives and protect your assets in retirement.
Life
Long-Term Care
Supplemental
Health
Annuities
MEET YOUR LIFE INSURANCE SPECIALIST
Elijah Axberg
Expanding Our Services: Independent Property & Casualty Insurance Solutions
Learn more about Goosehead Insurance: www.goosehead.com
While property and casualty insurance is now available through Goosehead, life insurance, long-term care insurance, and disability insurance continue to be managed directly through Axberg Wealth Management. This approach ensures that every aspect of your risk management strategy is aligned with your broader financial goals.
If you’d like to review your home, auto, or umbrella insurance options, we’d be happy to connect you with Cole and the Goosehead team.
Cole Moreau – Goosehead Insurance
Email: cole.moreau@goosehead.com
Phone: (623) 352-6656
Our Agency Website: Goosehead Insurance – Paul Axberg & Cole MoreauCommon Insurance Questions for Retirees
What types of insurance are essential for retirement planning?
A well-rounded retirement insurance plan should include health insurance (Medicare & Medigap), long-term care insurance, life insurance, annuities, and liability protection
(homeowners, auto, and umbrella policies). Each plays a role in preserving assets and ensuring
financial security.
How can long-term care insurance help protect my assets & independence?
Long-term care (LTC) insurance helps cover costs for home care, assisted living, and nursing home expenses. Without LTC coverage, retirees may have to spend down their assets or rely on
Medicaid, which has strict eligibility requirements.
Should I keep life insurance in retirement, or is it unnecessary?
It depends on your financial situation. Life insurance in retirement can be useful for income replacement (for a spouse), estate planning, and covering final expenses. Some retirees may no longer need it if they have sufficient assets.
What’s the difference between term life, whole life, and universal life insurance?
Term life insurance provides coverage for a set period and is generally cheaper but expires.
Whole life insurance lasts for life and includes cash value accumulation.
Universal life insurance offers more flexibility with premiums and death benefits.
How can annuities provide a reliable stream of income in retirement?
Annuities convert savings into a guaranteed lifetime income stream, helping retirees avoid
outliving their assets. Some annuities also include long-term care benefits.
What role does Medicare play in retirement, and do I need supplemental coverage?
Medicare covers hospital and medical costs, but it doesn’t cover everything. Many retirees add a Medigap or Medicare Advantage plan to reduce out-of-pocket expenses.
When should I consider transitioning from disability to long-term care insurance?
Disability insurance protects your income while working but typically expires at 65-67. Long-term care insurance becomes essential at this stage to help with extended care costs.
How can an umbrella insurance policy protect my retirement assets?
Umbrella policies provide extra liability protection beyond home and auto insurance, shielding retirees from lawsuits that could threaten their savings.
What’s the best strategy for covering final expenses without burdening my family?
Options include final expense insurance, a dedicated savings account, or a whole life insurance policy to cover funeral costs and outstanding debts.
How do I ensure my insurance policies align with my estate planning goals?
Reviewing insurance policies with estate planning in mind can help minimize taxes, ensure beneficiaries receive assets smoothly, and provide liquidity for estate-related expenses.
Take Your Insurance Services To The Next Level
Please Note: Goosehead Insurance and Axberg Wealth Management are separate entities. Goosehead Insurance and Axberg Wealth Management are not affiliated with USA Financial Securities. Annuities are best suited for long term investors. Some features may be available only by the purchase of a rider, an optional addition to an annuity or life insurance policy that is available for an additional fee. Withdrawals prior to age 59 1/2 may be subject to an additional 10% tax penalty. Surrender charges may apply. Guarantees are provided by the claims-paying ability of the underlying insurance company.
